For tax purposes, property investors are running a business.  This means that there is more scope to legitimately offset expenses against rental profits.  I ensure that every possible expense, allowance and claim is made to minimise your property rental profits.

I will ensure that I understand your property investment goals and strategy, so that changes can be made as necessary.  For example, many property investors have been making unexpected substantial rental profits as a result of the fall in Bank of England and LIBOR interest rates.  I have therefore had to ensure that appropriate changes are made to clients’ tax strategies to minimise the tax exposure.  Adjusting the ownership structure, setting up a property company, and changing the property beneficial ownership structure are all tax planning options to be considered.  I work with investors to develop a cost effective, sensible tax planning approach.

The property business is always changing, as new financing and marketing strategies are developed, and property investors need to understand the tax and business impact of these.  For example, seller financing and lease options are now coming into use, as instant remortgage and No Money Down strategies fade.  I ensure that I am fully up to date with new developments, and I proactively keep clients informed via my blog.

Many investors are initially focussed on the acquisition aspects of property investment, and the process of building a portfolio.  I will ensure that your long-term tax planning interests are considered.  Proactive and careful capital gains tax and inheritance tax planning can make a huge difference to the ‘back end’ tax bills, as many investors wind down their portfolio and look to their retirement, as well as passing on their wealth to their family.